Four ways to get discounts on car insurance

1. Call 800-921-1120. Let our insurance agents talk you through the process.

We have licensed car insurance agents that know all the in and outs of car insurance. We will guide you through each step in the insurance process.

2. Complete the zip code form and get a free online quote comparison from multiple insurance providers.

For the same coverage, insurance companies charge different rates. They also treat the factors that influence your rate differently (driving history, age, credit history, and so on). Finding the best company for the type of driver you are can save you a lot of money.

When shopping for insurance, always get three or more quotes to compare. You can also maximize your savings by shopping around every 6-12 months, when your policy is about to expire.

3. Always have a clean driving record.

According to insurance company definitions, you may have a clean driving record if you have no violations in the last five to seven years. If you haven’t had any speeding tickets, at-fault accidents, or other violations in the last five to seven years, your insurance company may consider you to have a clean driving record.

4. Take driver safety classes.

A defensive driving course simply teaches drivers how to operate a vehicle so that safe driving strategies become an integral part of their driving. Among the techniques that drivers may learn are the following:

Controlled speed: Your vehicle should travel at a controlled speed. Never allow the car to get out of control or drive faster than you are comfortable with. Speed limits should be followed.

Maintain a safe distance between yourself and other vehicles: Maintaining a safe distance between yourself and other vehicles is one of the best ways to avoid an accident. Maintain a safe distance from vehicles and other obstacles around you at all times.

Always be prepared for the unexpected: This is an important aspect of defensive driving. When driving, always be prepared for the unexpected. Never assume you know what another driver will do, and always be prepared to anticipate any mistakes another driver may make.

Keep your eyes on the road at all times: This is probably one of the most important things defensive driving teaches you. Being aware of other vehicles, cyclists, and even pedestrians on the road can mean the difference between a safe day on the road and an accident. Check your mirrors frequently and keep an eye on the road several vehicles ahead of you to anticipate unexpected stops.